TEXT-S&P cuts PT Bumi Resources to 'B ', puts on watch neg

Sept 26 -

Overview

-- Bumi PLC, a 29% shareholder, has initiated an investigation into

potential financial and other irregularities at its Indonesian operations,

especially in relation to Indonesian coal mining company Bumi Resources.

-- We believe the investigation could weaken Bumi Resources' access to

the capital markets and test its ability to refinance its short-term debt.

-- We are lowering our long-term corporate rating on Bumi Resources and

the issue rating on its guaranteed senior secured notes to 'B+' from 'BB-'. We

are also lowering our long-term ASEAN regional scale rating on the company to

'axBB-' from 'axBB'.

-- We are also placing the ratings on CreditWatch with negative

implications, pending further clarity on the basis, coverage, and possible

outcome of the shareholder's investigation.

Rating Action

On Sept. 26, 2012, Standard & Poor's Ratings Services lowered its long-term

corporate credit rating on Indonesia-based coal mining company PT Bumi

Resources Tbk. to 'B+' from 'BB-'. At the same time, we lowered the issue

rating on the company's guaranteed senior unsecured notes to 'B+' from 'BB-'.

We also lowered our long-term ASEAN regional scale rating on Bumi Resources to

'axBB-' from 'axBB'. We then placed all of the ratings on CreditWatch with

negative implications.

Rationale

We downgraded Bumi Resources following an announcement that a 29% shareholder

in the company, Bumi PLC (not rated), is investigating potential financial and

other irregularities at its Indonesian operations, especially in relation to

Bumi Resources. In our view, the investigation could weaken Bumi Resources'

position in the capital markets, test its ability to refinance its debt

maturities, and increase funding costs over next 12 months.

The investigation comes at a time of slower production growth over the next 12

months than we earlier expected and continued subdued coal prices that further

constrain the company's cash flows and weaken its debt-servicing ability and

credit ratios. Bumi Resources will need to refinance more than US$400 million

of debt maturities in 2013.

We placed the ratings on CreditWatch because of the lack of clarity regarding

the scope and possible outcome of the investigation. Further rating downside

is possible if the investigation were to divulge any financial irregularities

that will: result in cash flow stress; cause regulatory or legal issues;

affect the company's "fair" business risk profile, as defined in our criteria;

or weaken its liquidity position.

CreditWatch

Resolution of the CreditWatch and the extent of any future rating action will

depend on the timing, progress, and outcome of the investigation. In resolving

the CreditWatch, we will also consider whether this event has a prolonged

negative impact on the company's future access to the capital markets for

refinancing.

Related Criteria And Research

-- Business Risk/Financial Risk Matrix Expanded, Sept. 18, 2012

-- 2008 Corporate Criteria: Analytical Methodology, April 15, 2008

Ratings List

Downgraded; CreditWatch/Outlook Action

To From

PT Bumi Resources Tbk.

Corporate Credit Rating B+/Watch Neg/-- BB-/Negative/--

ASEAN Rating Scale axBB-/Watch Neg/-- axBB/--/--

Bumi Capital Pte. Ltd.

Senior Secured B+/Watch Neg BB-

Bumi Investment Pte. Ltd.

Senior Secured B+/Watch Neg BB-

Source: http://news.yahoo.com/text-p-cuts-pt-bumi-resources-b-puts-074950169--sector.html

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Homes & Land Listed in the Fall to Spring or the Winter Sell Best ...

As we roll through the holidays and into winter, many would-be sellers will be holding off on listing their home, waiting for the spring ?selling season? to put their home on the market.? But if you?re ready to sell your home now, is waiting until spring the best strategy?? Not according to the data, it isn?t.

Homes listed in winter sell faster.

Homes listed in winter are more likely to sell.

Homes listed in winter sell closest to their original price.

Homes listed in winter sell best.

Yes, you read that right!? Overall, homes listed in winter sell best.?? 5.8% more homes listed in winter eventually sell (compared to the overall percentage of homes listed throughout the year), and they sell 1.4 percentage points closer to their original list price than the median?that?s $4,900 on a $350,000 home.

Spring wins in one category.? Speed!??? Homes? listed? in spring sell the fastest, sitting on the market for 15% less time than the median.? Winter comes in second in this category though, at six percent below the median.? While homes listed in summer and fall both sell slower than the median (12% and 16%, respectively).

Why do you think most sellers are afraid to list their homes in winter?? Don?t be shy about sharing this data with your friends who continue to twiddle their thumbs and ?wait for better times.?? As the data shows, there?s no time like the present to list a property.

Here?s wishing you the best of the Fall!

?

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Be the first to like this.

Source: http://michaelpoczynek.wordpress.com/2012/09/25/homes-land-listed-in-the-fall-to-spring-or-the-winter-sell-best/

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The inaugural episode of "Health and Wellness" addresses misconceptions about common STDs like HPV and herpes. Also, Dr. Jennifer Ashton reports on a law you may not know about.
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LoveBugMedia.com Q&A: Can Herpes Spread Without Ulcers?

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Top 10 Herpes Facts (Herpes #3)

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Nigeria: 150 arrested in sweep against sect

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Iran's president dismisses threats on nuke program

Iran's President Mahmoud Ahmadinejad gestures as he attends the high level meeting on rule of law in the United Nations General Assembly, at U.N. headquarters Monday, Sept. 24, 2012. (AP Photo/Richard Drew)

Iran's President Mahmoud Ahmadinejad gestures as he attends the high level meeting on rule of law in the United Nations General Assembly, at U.N. headquarters Monday, Sept. 24, 2012. (AP Photo/Richard Drew)

Iran's President Mahmoud Ahmadinejad addresses the high level meeting on rule of law in the United Nations General Assembly at U.N. headquarters Monday, Sept. 24, 2012. (AP Photo/Richard Drew)

Iran's President Mahmoud Ahmadinejad concludes his address to the high level meeting on rule of law in the United Nations General Assembly at U.N. headquarters Monday, Sept. 24, 2012. (AP Photo/Richard Drew)

Iranian president Mahmoud Ahmadinejad speaks at the high level meeting on rule of law in the United Nations General Assembly, at U.N. headquarters, Monday, Sept. 24, 2012. (AP Photo/John Minchillo)

Iranian President Mahmoud Ahmadinejad speaks at a high level meeting in the United Nations General Assembly at United Nations headquarters Monday, Sept. 24, 2012. (AP Photo/Seth Wenig)

(AP) ? Iranian President Mahmoud Ahmadinejad on Monday dismissed threats of military action against Iran's nuclear program, arguing that his country's project to enrich uranium is only for peaceful purposes and saying that Iran has no worries about a possible Israeli attack.

Ahmadinejad spoke before a group of editors and news executives after his arrival in New York for the annual U.N. General Assembly. He told the group that it was not too late for dialogue with the United States to resolve differences.

But in his remarks, Ahmadinejad sought to delegitimize U.S. ally Israel's historic ties to the Middle East and its political and military power in the region and the world, saying that Israelis "do not even enter the equation for Iran."

"Fundamentally, we do not take seriously threats of the Zionists," said Ahmadinejad. "We believe the Zionists see themselves at a dead end and they want to find an adventure to get out of this dead end. While we are fully ready to defend ourselves, we do not take these threats seriously."

Ahmadinejad declared Israel has no place in the Middle East, saying that Iran has been around for thousands of years while the modern state of Israel has existed only for the last 60 or so years. "They have no roots there in history," he said.

White House press secretary Jay Carney responded to Ahmadinejad's remarks, telling a midday news briefing, "Well, President Ahmadinejad says foolish, offensive and sometimes unintelligible things with great regularity. What he should focus on is the failure of his government of Iran to abide by its international obligations, to abide by United Nations Security Council resolutions."

U.N. Secretary-General Ban Ki-moon had met with Ahmadinejad on Sunday and "urged Iran to take the measures necessary to build international confidence in the exclusively peaceful nature of its nuclear program," U.N. spokesman Martin Nesirky said. The U.N. chief also raised the potentially harmful consequences of inflammatory rhetoric "from various countries in the Middle East," Nesirky said.

On other topics in his meeting with editors, Ahmadinejad said that Iran favors a negotiated settlement to the civil war in Syria, and denied that Tehran is providing weapons or training to the government of President Bashar Assad, as Assad's opponents and others have alleged.

"We like and love both sides, and we see both sides as brothers," he said. He referred to the conflict in Syria as "tribal" fighting and said that international "meddling from the outside has made the situation even harder." He refused to say whether Iran would accept a government not led by the Assad regime, which for years has been Iran's closest ally in the Middle East.

Ahmadinejad met journalists in the mid-town hotel where he was saying. It was Ahmadinejad's eighth visit to the U.N. gathering held each September, which he cited as proof that he is open to understanding other countries' views.

In spite of his assertions on the importance of dialogue and respect for others, Ahmadinejad presented a hard line in many areas. He refused to speak of the state of Israel by name and instead referred only to the "Zionists," and when asked about author Salman Rushdie he made no attempt to distance himself from recent renewed threats on the author's life emanating from an Iranian semi-official religious foundation. "If he is in the U.S., you should not broadcast it for his own safety," Ahmadinejad said.

He said this would be his last trip to New York as president of Iran, because his term is ending and he is barred from seeking a third consecutive term. But he did not rule out staying active in Iranian politics and said he might return as part of future Iranian delegations to New York.

Ahmadinejad said the argument over Iran's nuclear program was a political rather than a legal matter and needs to be resolved politically.

"We are not expecting that a 33-year-old problem between America and Iran to be resolved in speedy discussions, but we do believe in dialogue."

Later in the day, Ahmadinejad took aim at both the United States and Israel while addressing a high-level U.N. meeting promoting the rule of law, accusing Washington of shielding what he called a nuclear-armed "fake regime." His remarks prompted a walkout by Israel's U.N. Ambassador Ron Prosor.

"Ahmadinejad showed again that he not only threatens the future of the Jewish people, he seeks to erase our past," Prosor said in a statement. "Three thousand years of Jewish history illustrate the clear danger of ignoring fanatics like Iran's president, especially as he inches closer to acquiring nuclear weapons."

Ahmadinejad also alluded to the amateur anti-Islam video made in the U.S. that has caused protests across the Muslim world, accusing the United States and others of misusing freedom of speech and failing to speak out against the defamation of people's beliefs and "divine prophets."

___

Associated Press writers Matthew Daly in Washington and Edith M. Lederer at the United Nations contributed to this report.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/cae69a7523db45408eeb2b3a98c0c9c5/Article_2012-09-25-UN-General%20Assembly-Ahmadinejad/id-5c891b5c8e974a4bb6bcef52969ba565

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Video: Obama, Romney prepare debate strategies

Trampolines no place for kids, docs warn

Trampolines are too dangerous for children to use, the American Academy of Pediatrics warned Monday. There were nearly 100,000 trampoline injuries in 2009 -- and safety nets don't offer much protection, doctors say.

Source: http://www.msnbc.msn.com/id/3036697/vp/49154965#49154965

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Personal Development Advice Made Simple And Easy

Have you suffered from an incident that made you realize you need to change or lose those closest to you? Personal development could transform your life. This article will present a few simple tips which will help you to begin your journey of bettering yourself.

Other than the Ivy League, most employers don?t really care where you graduated from, so long as you got the degree and have the necessary skills. Some exceptions to this include, large financial institutions. In most cases though, just getting a four year degree will make all the difference in the world.

Aim to make each day better than its predecessor. Set a goal of continuous improvement through steady efforts. Focus on a specific task that you want to do better today than yesterday.

The best way to go about personal development is to concentrate your improvement efforts on one trait at a time. Even if you have more than one area on which you wish to work, focusing on one area at a time will make it easier to succeed. This also helps you maintain this change, as this new habit will be introduced gradually.

When you do not calmly handle situations, and overreact, you put your body under needless stress. Find ways to deal with distressing situations, and take the time to think things through. If you make a mistake, you can always fix it or deal with it. Don?t focus on the things you have lost. Instead, focus on the things you have and are looking to attain.

Therapy is a great way for anyone who wishes to work on personal development to explore their own personal demons. While self-help books help to a certain degree, seeing a therapist has more personalized substance to it. There are many times when talking with another person about a stressful situation is the most effective route to relaxation. A mental health professional will be able to open a dialogue that no book ever could.

A positive attitude is key to personal growth. A negative attitude never gets anyone too far, and it can actually work against you. Try remaining positive so that you can reach your goals.

Keep tabs on your progress by becoming more organized. If you break big goals down into little sub-goals, you will gain confidence as you achieve the sub-goals. Write down your progresses in a planner or journal about your goals.

Get organized. Completing an organization project will make you feel confident and productive. In addition, you won?t stress out anymore from the messes. Having everything in its rightful place will give you a sense of calm and ease.

Getting out and living your life can really enhance your quest for personal development. It is important that you be an active participant in living your life. Watching from the sidelines serves no good purpose. You can always improve yourself as long as you have made the decision to live instead of simply observe.

Get to know what habits successful people have, and then incorporate them in your lifestyle. Don?t start with many of the habits, just a few, and practice until they are a part of your everyday life. Persevere in developing good habits, realizing that they come in time. Many people accept the adage that habits are engrained within you in as little as 21 days.

You can learn how to approach tough situations in your life without losing your cool. By learning how to remain calm during stressful situations, you have a higher chance of increasing your confidence needed for conquering any obstacle in your life. Remember to always stop and breathe deeply to regain your poise.

Try to make the most out the time you are working. Allow yourself more time for breaks. Taking breaks is not a waste of time. It will help you stay relaxed and focused on what you need to accomplish.

Humility is essential to your success. Compared to the immense universe we are really very small. Remember to learn from other people and keep in mind that you don?t know everything. Stay open-minded and keep looking for new opportunities. If you?re open-minded, you?ll begin learning more from people.

The health of your body has a direct effect on the health of your mind. Eat right, avoiding high fat foods and sugar, and get plenty of exercise. It?s important to give attention to building both a strong, healthy body and a healthy frame of mind.

Instead of talking up all of your trophies and accomplishments, ask other people about their notable achievements and proudest moments. Placing your focus on others will help you recognize the potential of those around you.

Stop and realize that you are in one place, and the person you want to be is an entirely different place. You must bridge that gap. This will set you on the path of personal development, and give you a need to do better. Without this epiphany, you won?t be able to take the steps necessary to improve yourself.

Decide what it is that you want to do with your life and do it. Just sitting around doing nothing to make the life you want actually happen will get you nowhere. Fulfill your dreams and make what you desire a reality.

This article should have shown you that developing into your best self isn?t something you can do overnight. However, if you make a good effort and establish a strong support system, you are sure to be successful in your personal development journey. The tips above should get you well on your way to becoming your best self

You should try to find and read books that tell you about personal development. These types of reading materials can often provide new insights and give you methods to alter your behavior in lifelong positive ways. Find a book with excellent reviews because many are written poorly.

Source: http://www.poorrichardsscorecard.com/personal-development-advice-made-simple-and-easy.html

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Europcar's lost property reveals the secret life of its hire cars | News ...

Europcar the leader in car hire services in Europe for business and leisure users, hires out thousands of vehicles every day. But the variety of weird and wonderful items left by customers never fails to puzzle Europcar staff.

Unsurprisingly, sunglasses, CDs and loose change are the most common items left in Europcar vehicles. However, some customers carry more intriguing cargo when they travel, as Europcar?s lost property department has recently reported.

Unusual Items Left in Europcar?s Rental Cars in 2012

? A live mouse in a cage
? Two 6?10 ft oil paintings
? Ashes in an urn
? 30 plants
? A hedge trimmer

It was Europcar?s Belfast City Airport branch that found an urn of ashes when a vehicle was returned.? The ashes of a customer?s mother had been brought over from South Africa and the customer was relieved to have them back so that she could scatter them at her mother?s birth place.

And all the glasses that go unclaimed are recycled as part of Europcar?s ?Go Green? pledge.

But probably the best item left behind was discovered by staff at Europcar?s Blackpool Station location.? It was a life-size dummy, dressed as an old lady and left in the boot of a Ford Focus. The Europcar driver had the fright of his life when he thought he?d found a body!

?Judging from our lost property, our vehicles have a tale to tell? said Ken McCall, Managing Director, Europcar UK Group.? ?But our staff always go out of their way to reunite our customers with their forgotten items, no matter how bizarre.?

Source: http://www.breakingtravelnews.com/news/article/europcars-lost-property-reveals-the-secret-life-of-its-hire-cars/

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